The
Dallas-Fort Worth Star Telegram
Leave
A Legacy Of Harmony For Your Children
By
Amanda Rogers
Star-Telegram Staff Writer
Loving
parents know that raising a child requires a lot more
than providing food, shelter and clothing for 18 years.
Parenting doesn't stop when they go to college, get
married or have their own children. It doesn't even
stop after you die.
Attorney
Les Kotzer tells stories of families torn apart because
parents didn't plan ahead. Children who once rode
all the way to the Grand Canyon together in the back
seat of the car end up estranged and angry because
of misunderstandings and hurt feelings.
"Too
many parents don't understand that the No. 1 reason
you write a will is because you don't want your kids
at each other's throats after you pass away,"
Kotzer says.
Kotzer,
co-author of The Family Fight: Planning to Avoid It,
says parents with adult children should consider these
issues:
•
If you become incapacitated, who will look after your
affairs?
•
Personal effects have a personal effect. Ask your
children what they want. Make a list or give them
the items before you die. Just be sure to ask all
of the children before you start passing things out.
•
A child who has taken care of you for months or years
but gets no extra acknowledgement when you die can
feel taken advantage of. Talk it over beforehand.
•
Choose the executor of your will carefully. Some people
automatically appoint the oldest child or the oldest
son, but that's not always the best option. Some children
don't want the job, and they don't have to accept
it. Others could feel left out if they are not chosen.
Ask them.
•
Accounts or property with joint ownership cannot be
left in a will. The child whose name is on the account
doesn't have to share it with siblings.
•
Planning in stepfamilies is different. A surviving
spouse does not have to leave anything to his or her
stepchildren, even if the items have been in the family
for generations. The children from the first marriage
could be cut off completely. Plan ahead.
•
A child with an addiction doesn't have to be cut out
of your will. You can set up a trust.
•
Don't assume goodwill among your children. They have
their own families, and they're going to look after
them.
Kotzer
remembers one mom who did it right.
"The
mother had two kids, and they didn't get along,"
he says. "She was dying of cancer. She left an
envelope with the executor and asked them to come
into the office without their spouses.
"Inside
the envelope were pictures of the kids on ponies,
holding hands on the first day of school and at one's
wedding. She wrote them a letter telling them how
much she loved them and how she remembers how much
they loved each other.
"Then
she wrote, 'Remember, I'll be watching you.'
"She
brought them back to where they had come from. They
had forgotten they were from the same blood. They
hugged, and now they're close."
Kotzer's
book is available by calling 1-877-439-3999.