Lawyers
Adopt Novel Approach
Chris
Vander Doelen
Star Reporter
A
University of Windsor law school grad has parlayed a knack
for rapid-fire legal advice into a sideline as a sought-after
radio guest on stations all over North America.
Listening
to Les Kotzer, who graduated on the dean's honour roll from
the U of W in 1987, it's easy to understand why radio hosts
and reporters looking for a quick story like him.
His
delivery of horror stories about missing wills and power
of attorney errors are humorous, easy to understand and
they unroll seamlessly without a second's pause.
Kotzer's
specialties are estate planning and preparing for power
of attorney issues due to medical incapacity. He and his
law partner, Barry Fish, have written a book about the former
and sell do-it-yourself legal kits over the Internet about
the latter.
They've
sold more than 15,000 copies of the book, The Family Fight:
Planning To Avoid It, and Kotzer takes pride in his growing
scrapbook of news clippings and his status as a regular
guest on radio call-in shows from Canada to California discussing
the travails of what he calls "greedy baby boomers.
Family
feuds
"You
would not believe what I hear in my office about the hating
and fighting among families over wills and estates,"
Kotzer said during a recent interview from his home office
on Toronto's Yonge Street.
He
immediately launches into a tale about a woman who survives
a risky heart operation and throws a dinner party for her
relatives to celebrate the fact. Dropping an earring under
the table, she discovers all her furniture has the name
tags of her nieces and nephews already on it.
"The
next day she comes to us and re-does her will, cutting all
of them out completely. She leaves everything to the Humane
Society." And then, without taking a breath, it's on
to the next story, .
So
you think your family's assets are protected because you
have a solid will and a spouse to look after things in your
place? Think again, says Kotzer. Under Ontario law, a car
accident, surgically-induced coma or other illness could
lead to government control of your family's most important
assets.
It's
a fate Kotzer says he wouldn't wish on an enemy: Doctors
are required under the Mental Health Act to notify the province
by letter when patients become incapable of looking after
their own affairs, and once the province has control of
a person's assets, getting it back can be a bureaucratic
nightmare.
"If
that letter ever comes . . . you would pay anything at that
point to escape. but it's too late. Once the government
gets that letter, they're in. Your will cannot help you
while you're alive."
Kotzer's
simple advice ? and it would be backed by almost anyone
in his profession, albeit without radio-quality delivery
? is "do something. Protect yourself somehow. It's
probably the most important protection you can ever have."
He
recommends that anyone over the age of majority have a power
of attorney prepared both for potential medical care and
for control over personal assets. Name your spouse, or a
sibling, or two siblings.
Couples
should each have a set, he says. They start at about $85
each from most lawyers, depending on their fees. Kotzer
sells both on his website, familyfight.com ? which is loaded
with some of the tales he tells on radio about people who
didn't have them.
Kotzer
came later to the law than most. He didn't start law school
in Windsor until he was in his late 20s, having gone to
work in the family's downtown Toronto hardware store after
high school.
"I
loved the University of Windsor, and I tell everybody about
Windsor whenever I'm on radio. Windsor was the most wonderful
time of my life." The first of his two daughters was
born here, and on a winter's day he fondly recalls suntanning
while studying for final exams in April.
He
articled at the law firm giant Blake Cassels and Graydon
LLP before striking out on his own, vowing to demystify
? although he calls it "debasing" ? the law for
people intimidated by legal processes. And he does it by
book, via the Internet and radio.
"I
can't do wills for people in Kentucky over the radio, I
just can't do that. But I can recommend that everybody go
to see their lawyer."